First Home Buyer
Grants, deposit strategies, and the lenders that actually say yes to first-time buyers. We translate the confusing bits and quote you real numbers, not ranges.
Learn more →Whichever door you come in through, you get the same thing: 30+ lenders compared, the trade-offs explained in plain English, and one broker who stays on your file from enquiry to settlement.
Most people arrive knowing roughly what they need: a first home, a better rate, an investment, or a build. What they usually do not know is which lender will say yes to their particular circumstances, and that is the part that decides everything else.
We are a boutique brokerage, so you deal with the same person the whole way through. We compare across more than 30 lenders including the majors, second-tier banks, non-banks and specialists, then show you 3 to 5 real options with numbers you can line up side by side. There is no fee to you in almost all cases: the lender pays us when a loan settles, and we disclose the amount in writing before you sign anything.
Grants, deposit strategies, and the lenders that actually say yes to first-time buyers. We translate the confusing bits and quote you real numbers, not ranges.
Learn more →Still on the rate you signed up for years ago? Let's see what the market looks like today. Free comparison, no commitment.
Learn more →Rate matters, but structure matters more. We help you borrow in a way your accountant will thank us for.
Learn more →Knock-down rebuild, new build or major renovation - we structure a progress-payment loan that works with your builder's schedule.
Learn more →Your tax return doesn't tell the full story, and banks don't always get that. We specialise in ABN borrowers.
Learn more →Limited recourse borrowing arrangements for self-managed super funds buying residential or commercial property.
Learn more →Buying your next home before the current one sells? Bridging finance lets you move without the timing nightmare.
Learn more →Start with whichever is most urgent and we will sort out the rest on the call. Plenty of files are 2 things at once, such as a refinance that funds an investment deposit. The categories are here to help you find a starting point, not to box you in.
In almost all cases, no. Lenders pay us a commission for introducing you and it does not change the rate you are offered. We disclose all of it in writing before you sign anything.
Over 30, including the Big Four, Macquarie, ING, Bankwest, Bank of Melbourne, AMP, Pepper, Liberty, Resimac and specialist non-bank lenders for tougher scenarios. We work through AFG under our own Australian Credit Licence, so the recommendation is based on your situation rather than a quota.
Pre-approval with a standard lender is typically 2 to 5 business days once we have your documents. Specialist lenders can take a little longer. We will give you a realistic timeline at the first meeting rather than an optimistic one.
Call us directly, or send a quick note and we’ll come back to you within one business day. No obligation, no sales pitch, just a proper look at your options.
0473 113 128Mon-Fri, 8am-6pm