A major bank
Best for larger deals and established clients with strong financials.
Broader asset finance - including novated leases, commercial hire purchase and operating leases.
Asset finance sits one step wider than equipment finance. It covers novated leases for your staff, operating leases for IT fleets, commercial hire purchase for trucks, and chattel mortgages for just about anything else the ATO considers a business asset.
We've arranged asset finance for single-vehicle tradies and 40-vehicle fleets. Same process either way - we understand your ownership and tax preferences, then shop it across specialist lenders to find the best blend of rate, residual, and flexibility.
Four main products, each with its own tax and cashflow profile. We'll explain which fits.
Great way to offer a perk that saves your employees tax without hitting your bottom line.
Balloon payments at the end can keep monthly cashflow lean - if used deliberately.
For 5+ vehicles, we can often unlock sharper pricing through our fleet channels.
What are we financing and which tax/ownership structure suits?
Two to three lenders and product combinations.
Most deals settle within a week of first call for standard assets.
If you've got multiple assets, we'll help you see them on one page.
We don’t quote rates on the website — they move weekly. We’ll give you real numbers at our first meeting.
Best for larger deals and established clients with strong financials.
Fast approvals and strong novated lease desk.
For non-standard assets - specialty vehicles, commercial aircraft, or marine.
We financed nine new vans in one hit for the plumbing business. Richard got us 0.8% below the dealership's finance offer and the paperwork was done in a day.
Narrower, faster products.
Learn more →For the premises those assets sit in.
Learn more →Cashflow without buying an asset.
Learn more →Overlap, mostly. Asset finance is the broader umbrella - including leases, hire purchase and novated leases. Equipment finance usually means chattel mortgages on business kit.
An employee leases a car, the employer pays the lease out of pre-tax salary, the employee gets the tax benefit. Popular with white-collar staff.
A lump sum due at the end of the loan. Keeps monthly repayments lower. Must be paid or refinanced at end of term.
Often yes, via instant asset write-off thresholds and depreciation. Your accountant will confirm what's current.
Most lenders allow them, subject to age limits at end of term.
Yes - most of our business asset finance goes through trading entities, not individuals.
A 20-minute call, no fee, no obligation. We’ll come back with three real lender options and a clear next step.
0473 113 128Mon-Fri, 8am-6pm